Healthcare - Medical

Emergency Medical Loan Account

  • Participant leverages an interest- and tax-free no-limit loan to help pay for healthcare expenses, when FSA or HSA funds depleted.
  • Expenses include: out of pocket medical, dental and vision expenses.


Participant Benefits

  • No interest, no fees, and no credit check and spouses and dependents are covered, too!
  • Borrowed funds from this account are not taxable to the employee.
  • Restricted to medical, dental and vision — but does not require an emergency or triggering event to be covered.
  • Improves financial & mental wellbeing.

Employer Benefits

  • Improves recruiting, retention and engagement.
  • Employer sets eligibility requirements.