Healthcare - HRA

Spousal Incentive HRA

  • Employers incent participant to enroll in the spouse’s group health plan.
  • Expenses are determined by the employer, typically out-of-pocket medical/dental/vision expenses.


Participant Benefits

  • Offers additional funds to pay for eligible 213(d) medical expenses for employees that opt-out of employers GHP for spouses GHP.
  • Don’t pay taxes on employer contributions.
  • Improves financial & mental wellbeing.

Employer Benefits

  • All contributions are tax-deductible.
  • Improves recruiting, retention and engagement.
  • Saves on health care costs.
  • Greater ability to control costs.