State Continuation Account

  • State¬†laws allow some people to extend their employer-sponsored health insurance even if they’re not eligible for extension via COBRA.


Participant Benefits

  • Keep same GHP without loss in coverage for employee, their spouse or dependents.

  • Term can be expanded beyond 18-month COBRA limit.

Employer Benefits

  • No need to learn new system. Same administration UX.

  • COBRA is complex: stay compliant and avoid penalties.